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Learn About Home Loans

Understand your mortgage options

Understand your mortgage options

With so many different types of mortgages available, choosing the right one can seem overwhelming. We're here to clearly explain your options.

Should you get prequalified or preapproved?

Find out how much you can borrow before you start looking for a house.

Your down payment plays an important role

When you're considering buying a home, the amount of your down payment plays an important role.

Resources and tools

Your prequalification

If you're an existing customer please log in to Online Banking, if not please log in as a guest.

Your home loan made easy

Prequalify

Thinking about buying a home? Prequalify now to estimate what you can borrow. adatext

Shop

Visit our Real Estate Center to find your next home and search for home values.

Apply

Apply for financing and get the mortgage that meets your needs.

Refinancing to a fixed rate

Refinancing to a fixed rate

Switching from an adjustable-rate mortgage (or ARM) to a fixed-rate mortgage is one of the most common reasons to refinance.

Refinancing to lower your monthly mortgage payment

Before you decide if refinancing is the right choice for you, take a look at some of the details.

Should you refinance or take out a home equity line of credit?

If you're interested in borrowing against your home's available equity to pay for other expenses, you have choices.

Bank of America Better Money Habits Logo

Extend your financial know-how with even more information to help you make more confident decisions

Learn more about refinancing at Better Money Habits

Your home loan made easy

Prequalify

Thinking about buying a home? Prequalify now to estimate what you can borrow. adatext

Shop

Visit our Real Estate Center to find your next home and search for home values.

Apply

Apply for financing and get the mortgage that meets your needs.

What is a home equity line of credit (HELOC)?

What is a home equity line of credit (HELOC)?

A HELOC is a revolving line of credit that you can use for large expenses or to consolidate higher-interest rate debt.

What can a HELOC help you do?

Learn about how a home equity line of credit works and how it may help you realize your goals – from covering unexpected expenses to paying for educational costs and funding home renovations. adatext
*This video is provided for educational purposes only and is not a commitment to lend. Please contact us so we can discuss your specific situation.

Evaluating the available equity you have in your home

The more equity you have, the more refinancing options may be available to you.

Should you refinance or take out a home equity line of credit?

If you're interested in borrowing against your home's available equity to pay for other expenses, you have choices.

Bank of America Better Money Habits Logo

Extend your financial know-how with even more information to help you make more confident decisions

Learn more about home equity at Better Money Habits

Your home equity line of credit application made easy

Start online

Submit your secure application online — there’s no fee and no obligation, and it only takes about 15 minutes. Start your application now.

Work with a specialist

Our experienced specialists will help you every step of the way – and if you decide that predictable monthly payments for a fixed term is best for you, they’ll help you with a Fixed-Rate Loan Option. adatext

Complete the process

Save time and securely upload documents online. If approved, you can enjoy the convenience of closing at a financial centerfinancial center of your choice. After that, you can easily access your new home equity line of credit as
you need it.

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Connect with us

Lending Specialist

NMLS ID:

Meet with us

 

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET
Schedule an appointment

Find another lending specialist
Enter a ZIP or city

Schedule an appointment

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Find a location

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Call us

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Get a call back layer

Connect with us

Lending Specialist

NMLS ID:

Meet with us

 

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET
Schedule an appointment

Find another lending specialist
Enter a ZIP or city

Schedule an appointment

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Find a location

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Call us

Mon-Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-6:30 p.m. ET

Get a call back layer

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