Neighborhood Lending
Neighborhood Lending: A commitment to serve
We connect clients, real estate professionals, builders and homeownership education counselors with responsible lending products and services. Our goal is to deliver sustainable homeownership to low- and moderate-income and multicultural communities.
Our trade partners
We offer a variety of home loans:
Set interest rate for the life of the loan
Your monthly payments of principal and interest remain the same for the life of the loan
Affordable Loan Solution® mortgage
Down payment as low as 3% adatext
Maximum income and loan limit amounts apply; varies by location
Adjustable-rate mortgages (ARMs)
Interest rate may change periodically during the loan term
Your monthly payment may increase or decrease based on interest rate changes
For borrowers needing higher loan amounts adatext
Available as fixed-rate or adjustable-rate loans
Resources to help build your business
You and your clients get dependable personalized service from our lending specialists who understand your specific needs and will be there to help every step of the way, from application to closing.
The Bank of America Real Estate Center® provides buyers with easy access to listings from a computer or mobile device. Buyers can keep up with their home search even when they’re on the go, and can also take advantage of tools and resources to learn more about budgeting, saving and buying a home.
Use the Down Payment Center adatext to search for and review down payment and cost-saving programs offered by state and local housing agencies, nonprofit groups and employers. Your clients will also be able to connect with a lending specialist for more information about specific programs.
Bank of America’s Home Loan Navigator® lets your clients view the current status and details of their application, easily sign and securely submit important loan documents and more.
We can connect you to the Bank of America business development support team and Neighborhood Lending specialists to help grow your business and serve low- and moderate-income and multicultural clients.
Meet your regional support team (PDF, requires Adobe Reader popup)
Expanding knowledge to make financial lives better
Get up-to-date information on trends, products, services and more to support you and your clients.
Practical knowledge and easy-to-understand videos to help manage personal finances, including buying a new home.
Explore the preferences and behaviors of homebuyers (based on a national survey of more than 1,000 adults).
Articles, videos, mortgage payment and closing cost calculators, frequently asked questions and much more.
Homebuyer Education Curriculum
Tools and resources to help achieve financial literacy, establish or rehabilitate credit and more.
Connect to Own®
If your nonprofit organization is interested in becoming one of our approved homebuyer education providers, please review our Connect to Own® program flyer (PDF, requires Adobe Reader popup) and our Homebuyer Education Provider Assessment Form (PDF, requires Adobe Reader popup). If you'd like to learn more about the Connect to Own program, please email us.
Connect with a lending specialist near you