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Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on Google Play
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By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

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Not ready to apply? Start a prequalification adatext

Shop with confidence. In only minutes, see what you may be able to borrow with no credit score impact. Bank of America login required.*

Get prequalified Learn more about an auto prequalification with Bank of America.

*If you don't have a Bank of America login, you may apply for a loan. adatext

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Get prequalified Learn more about an auto prequalification with Bank of America.

*If you don't have a Bank of America login, you may apply for a loan. adatext

Fixed rates
as low as
New car (dealer)
Used car (dealer)
Buy out your lease
Rate as of XXXX
for a 60-month term
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Rates displayed do not include the additional scroll toPreferred Rewardssection interest rate discount up to 0.50%.

Advertised as low as APR (Annual Percentage Rate) assumes excellent borrower credit history. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as scroll toPreferred Rewardssection. These discounts will be reflected in your individual APR quote if you are approved for a loan. No loan documentation fee, but title and state fees may apply.

More terms available

navigate toOur online application allows you to select term lengths of 48, 60 or 72 months; dependent on loan type and subject to collateral, terms and conditions. You can discuss other term lengths with your loan officer after your application is submitted.

View our navigate toBank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more.

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Shop for a car and apply online

Choose from over 1 million vehicles at select Bank of America authorized dealers and apply for financing—all online. It's the kick-back-and-relax way to shop for a car.
Navigate to Shop for your car page

Financing is easier at authorized dealers

Have your financing in hand before you set foot in the dealership. Search our network of authorized dealers, qualify for Bank of America financing and finalize the purchase price with your dealer. adatext

click to Find nearby dealers

Estimate your monthly car payment

Enter loan amount and loan type

$
60 months
% APR
your estimated monthly payment $ for at % APR

Important note: If you're not currently enrolled in Online Banking, please visit a financial center or click to schedule an appointment to apply for your private party loan.

Calculate other finance terms

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Bank of America Preferred Rewards

Enrolled Preferred Rewards members can get an interest rate discount adatext using our program built around you.

Gold Tier

0.25%

Platinum Tier

0.35%

Platinum Honors Tier and higher

0.50%
Learn more about Preferred Rewards Learn more about Preferred Rewards

More ways to finance the vehicle you want

Keep the car you're leasing

With a lease buyout loan adatext
Apply now for lease buyout loans

More information

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Accessible vehicle loans

Flexible financing terms for customers with disabilities or access needs.

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Small business vehicle loans

Purchase or refinance cars, vans and light trucks to keep your business rolling.

Learn more about Small business vehicle loans
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The following example(s) reflect representative credit terms made available to applicants and are for informational purposes only. They may not reflect the loan amount, term, APR and estimated payment for your loan. Back to content
†New car (dealer):
Example: A 5-year, fixed-rate new car loan for $49,000 would have 60 monthly payments of $ each, at an annual percentage rate (APR) of %. Back to content
†Used car (dealer):
Example: A 5-year, fixed-rate used car loan for $32,000 would have 60 monthly payments of $ each, at an annual percentage rate (APR) of %. Back to content
†Buy out your lease:
Example: A 5-year, fixed-rate lease buy-out loan for $26,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %. Back to content