I want to keep it simple
Bank of America Core Checking®
A straightforward personal checking solution - good for those with direct deposit.
$XXXX or $0 monthly fee
Minimum balance or qualifying direct deposit required for the $0 monthly fee
I want more
Bank of America Interest Checking®
For those who keep high balances and want multiple interest-earning accounts with complimentary services.
$XXXX or $0 monthly fee
Minimum balance required for the $0 monthly fee
Learn more about eligibility
Students under age 24 are eligible for a waiver of the monthly maintenance fee while enrolled in a high school, college, university or vocational program.
For more information, refer to your Personal Schedule of Fees for details.
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Bank of America Core Checking® | Bank of America Interest Checking® | |
|---|---|---|
Monthly maintenance fee waived for students under the age of 24 | This feature is supported | This feature is not available for Bank of America Interest Checking® |
Access to thousands of Bank of America ATMs and financial centers | This feature is supported | This feature is supported |
This feature is not available for Bank of America Core Checking® | This feature is supported | |
This feature is not available for Bank of America Core Checking® | This feature is supported | |
Earns interest | This feature is not available for Bank of America Core Checking® | This feature is supported |
No fee for incoming domestic wire transfers | This feature is not available for Bank of America Core Checking® | This feature is supported |
Minimum opening deposit | For Bank of America Core Checking®, $XXXX | For Bank of America Interest Checking®, $XXXX |
Fees | ||
No monthly maintenance fee for each statement cycle that you: | Have at least one qualifying direct deposit of $XXXX or more or Maintain a minimum daily balance of $XXXX or more Students under age 24 are eligible to have this fee waived while enrolled in high school, college, university or a vocational program. Or pay $XXXX/month Preferred Rewards clients get this fee waived | Maintain a combined balance of at least $XXXX or more each statement cycle. Combined balances include: The average daily balance in eligible linked checking and savings accounts for the statement cycle and The current balances in linked personal CDs and IRAs at the end of the Interest Checking statement cycle and The current balance (2 business days before the end of the Interest Checking statement cycle) in your eligible linked Merrill Edge® and Merrill Lynch® investment accounts Or pay $XXXX/month Preferred Rewards clients get this fee waived |
For more information | ||
Learn more about rates
Rates
| Amount | Interest Rate | APY |
|---|
Other types of accounts
SafeBalance Banking®
Get help avoiding overdraft fees by spending only what's in your account.
Small business owner?
Bank of America business checking solutions are designed to fit a variety of businesses and come with all the features your active business needs.
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All checking accounts come with:
Total Security Package®
The debit card for your checking account comes with our Total Security Protection® package—including our $0 Liability Guarantee (fraudulent charges are credited back to your account as soon as the next business day) and fraud monitoring (we monitor how and where your card is being used). Plus, you can add your photo on your card to help protect you if it’s lost or stolen.
Why choose Bank of America
Why choose Bank of America
Preferred Rewards
Get more rewards with your everyday banking™
Resources to help you manage your money
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