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Cash Back Credit Cards
Earn cash back on all your purchases with a cash rewards credit card from Bank of America®.
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Bank of America® Customized Cash Rewards
$200 online cash rewards bonus offer and 3% cash back in the category of your choice
No annual fee†
Tap to Pay
No annual fee†
Tap to Pay
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- 3% cash back in the category of your choice, automatic 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and unlimited 1% cash back on all other purchases Calculate rewards
- Choose which category you want to earn 3% cash back in: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
- 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Bank of America Preferred Rewards® members earn 25%-75% more cash back on every purchase. That means the 3% choice category could earn 3.75% - 5.25% and the 2% at grocery stores and wholesale clubs could earn 2.50% - 3.50%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could earn 1.25% - 1.75%. Not enrolled? Learn more about Preferred Rewards Cash Rewards.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Unlimited Cash Rewards
$200 online cash rewards bonus offer
No annual fee†
Tap to Pay
No annual fee†
Tap to Pay
-
- Earn unlimited 1.5% cash back on all purchases Calculate rewards
- No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
- 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Bank of America Preferred Rewards® members earn 25%-75% more cash back on every purchase. That means you could earn 1.87% - 2.62% cash back on every purchase. Learn More About Preferred Rewards.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Premium Rewards®
60,000 online bonus points offer — a $600 value
Low $95 annual fee† and no foreign transaction fees†
Tap to Pay
Low $95 annual fee† and no foreign transaction fees†
Tap to Pay
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- Earn unlimited points, that don't expire as long as the account remains open – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases. Calculate Rewards Premium Rewards
- Get up to $200 in combined Airline Incidental and TSA PreCheck®/Global Entry Statement Credits. Plus, access to world class travel benefits: travel and purchase protections, luxury hotel collection and concierge service.
- Redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center
- Bank of America Preferred Rewards® members earn 25%-75% more points on every purchase. That means you could earn 2.5 to 3.5 points on travel and dining purchases and 1.87 to 2.62 points on all other purchases, for every $1 you spend. Not enrolled? Learn more about Preferred Rewards Premium Rewards
- Purchase Rate Variable APR that's currently 20.24% to 28.24% will apply.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Premium Rewards® Elite
75,000 online bonus points offer — a $750 value
$550 annual fee† and no foreign transaction fees†
Tap to Pay
$550 annual fee† and no foreign transaction fees†
Tap to Pay
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- Earn unlimited 2 points for every $1 spent on travel and dining purchases, and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and points don't expire as long as the account remains open. Calculate Rewards Premium Elite Rewards
- Bank of America Preferred Rewards® members earn 25%-75% more points on every purchase. That means you could earn 2.5 to 3.5 points on travel and dining purchases and 1.87 to 2.62 points on all other purchases, for every $1 you spend. Not enrolled? Learn more about Preferred Rewards Premium Rewards
- Get up to $570 in combined Airline Incidental, TSA PreCheck®/Global Entry, and Lifestyle Statement Credits. Plus, a suite of luxury benefits to fit your lifestyle: full-service concierge, airport lounge and experience access, premier hotel amenities, travel and purchase protections.
- You choose how you want to be rewarded. Redeem points for travel, cash back, a statement credit, distinctive experiences or gift cards. Plus, save 20% on airfare when you pay with points through the Bank of America Travel Center.
- Purchase Rate Variable APR that's currently 20.24% to 28.24% will apply.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Customized Cash Rewards for Students
3% cash back in the category of your choice
No annual fee†
Tap to Pay
No annual fee†
Tap to Pay
-
- 3% cash back in the category of your choice, automatic 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and unlimited 1% cash back on all other purchases. Choose which category you want to earn 3% cash back in: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
- Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
- 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Unlimited Cash Rewards for Students
Start building your financial future while earning unlimited cash back
No annual fee†
Tap to Pay
No annual fee†
Tap to Pay
-
- Earn unlimited 1.5% cash back on all purchases with no limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open
- Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
- 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Customized Cash Rewards Secured
Help build your credit while earning 3% cash back in the category of your choice
No annual fee†
Tap to Pay
No annual fee†
Tap to Pay
-
- 3% cash back in the category of your choice, automatic 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and unlimited 1% cash back on all other purchases. Choose which category you want to earn 3% cash back in: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
- Open your account with a security deposit ($200-$5,000). Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line. We'll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
- Build up your credit history – use this card responsibly and over time it could help you improve your credit score.
- FICO® Score for free through Online or Mobile Banking, so you can view your credit score after using your card for a few months.
- Purchase Rate Variable APR that's currently 28.24% will apply.
- Secured card products are not eligible for a new account bonus offer, like a cash rewards bonus offer, and introductory APRs are not available.
Bank of America® Unlimited Cash Rewards Secured
Help strengthen or build your credit and earn unlimited cash back
No annual fee†
Tap to Pay
No annual fee†
Tap to Pay
-
- Earn unlimited 1.5% cash back on all purchases with no limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open
- Open your account with a security deposit ($200-$5,000). Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line. We'll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
- Build up your credit history — use this card responsibly and over time it could help you improve your credit score
- FICO® Score for free through Online or Mobile Banking, so you can view your credit score after using your card for a few months.
- Purchase Rate Variable APR that's currently 28.24% will apply.
- Secured card products are not eligible for a new account bonus offer, like a cash rewards bonus offer, and introductory APRs are not available.
Susan G. Komen® Customized Cash Rewards credit card
Help fight breast cancer and get a $200 online cash rewards bonus offer
No annual fee†
Tap to Pay
No annual fee†
Tap to Pay
-
- 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases Calculate rewards Cash Rewards
- Choose which category you want to earn 3% cash back in: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
- 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Bank of America Preferred Rewards® members earn 25%-75% more cash back on every purchase. That means the 3% choice category could earn 3.75% - 5.25% and the 2% at grocery stores and wholesale clubs could earn 2.50% - 3.50%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could earn 1.25% - 1.75%. Not enrolled? Learn more about Preferred Rewards
- This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Preferred Rewards makes your credit card even better
When you enroll in the Bank of America Preferred Rewards® program, you can earn a 25% — 75% rewards bonus on all eligible Bank of America® credit cards.
Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America® banking and Merrill investment accounts. And as your qualifying balances grow, so do your benefits.
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