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Credit Cards
Bank of America® Customized Cash Rewards
$200 online cash rewards bonus offer and 3% cash back in the category of your choice
No annual fee†
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No annual fee†
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- 3% cash back in the category of your choice, automatic 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and unlimited 1% cash back on all other purchases Calculate rewards
- Choose which category you want to earn 3% cash back in: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
- 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Bank of America Preferred Rewards® members earn 25%-75% more cash back on every purchase. That means the 3% choice category could earn 3.75% - 5.25% and the 2% at grocery stores and wholesale clubs could earn 2.50% - 3.50%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could earn 1.25% - 1.75%. Not enrolled? Learn more about Preferred Rewards Cash Rewards.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Unlimited Cash Rewards
$200 online cash rewards bonus offer
No annual fee†
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No annual fee†
Tap to Pay
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- Earn unlimited 1.5% cash back on all purchases Calculate rewards
- No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
- 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Bank of America Preferred Rewards® members earn 25%-75% more cash back on every purchase. That means you could earn 1.87% - 2.62% cash back on every purchase. Learn More About Preferred Rewards.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
BankAmericard®
Save on interest
No annual fee†
Tap to Pay
No annual fee†
Tap to Pay
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- 0% Intro APR† for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 15.24% - 25.24% will apply.
- 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- No Penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Travel Rewards
25,000 online bonus points offer (a $250 value) and no annual fee†
No annual fee† and no foreign transaction fees†
Tap to Pay
No annual fee† and no foreign transaction fees†
Tap to Pay
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- Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time and no expiration on points as long as your account remains open Calculate rewards
- Use your card to book your trip how and where you want with no blackout dates and pay yourself back with a statement credit towards travel and dining purchases. Earn 3 points for every $1 you spend on travel purchases booked through the Bank of America Travel Center.
- 0%† Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
- 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Bank of America Preferred Rewards® members earn 25%-75% more points on every purchase. That means you could earn 1.87 to 2.62 points for every $1 you spend, everywhere, every time. You could earn 3.75 to 5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center. Not enrolled? Learn more about Preferred Rewards Travel Rewards
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Premium Rewards®
60,000 online bonus points offer — a $600 value
Low $95 annual fee† and no foreign transaction fees†
Tap to Pay
Low $95 annual fee† and no foreign transaction fees†
Tap to Pay
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- Earn unlimited points, that don't expire as long as the account remains open – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases. Calculate Rewards Premium Rewards
- Get up to $200 in combined Airline Incidental and TSA PreCheck®/Global Entry Statement Credits. Plus, access to world class travel benefits: travel and purchase protections, luxury hotel collection and concierge service.
- Redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center
- Bank of America Preferred Rewards® members earn 25%-75% more points on every purchase. That means you could earn 2.5 to 3.5 points on travel and dining purchases and 1.87 to 2.62 points on all other purchases, for every $1 you spend. Not enrolled? Learn more about Preferred Rewards Premium Rewards
- Purchase Rate Variable APR that's currently 20.24% to 28.24% will apply.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Bank of America® Premium Rewards® Elite
75,000 online bonus points offer — a $750 value
$550 annual fee† and no foreign transaction fees†
Tap to Pay
$550 annual fee† and no foreign transaction fees†
Tap to Pay
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- Earn unlimited 2 points for every $1 spent on travel and dining purchases, and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and points don't expire as long as the account remains open. Calculate Rewards Premium Elite Rewards
- Bank of America Preferred Rewards® members earn 25%-75% more points on every purchase. That means you could earn 2.5 to 3.5 points on travel and dining purchases and 1.87 to 2.62 points on all other purchases, for every $1 you spend. Not enrolled? Learn more about Preferred Rewards Premium Rewards
- Get up to $570 in combined Airline Incidental, TSA PreCheck®/Global Entry, and Lifestyle Statement Credits. Plus, a suite of luxury benefits to fit your lifestyle: full-service concierge, airport lounge and experience access, premier hotel amenities, travel and purchase protections.
- You choose how you want to be rewarded. Redeem points for travel, cash back, a statement credit, distinctive experiences or gift cards. Plus, save 20% on airfare when you pay with points through the Bank of America Travel Center.
- Purchase Rate Variable APR that's currently 20.24% to 28.24% will apply.
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
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Preferred Rewards makes your credit card even better
When you enroll in the Bank of America Preferred Rewards® program, you can earn a 25% — 75% rewards bonus on all eligible Bank of America® credit cards.
Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America® banking and Merrill investment accounts. And as your qualifying balances grow, so do your benefits.
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