The Federal Housing Administration (FHA) Footnote [1] and the U.S. Department of Veterans Affairs (VA) Footnote [2] provide government insured or guaranteed mortgage programs with features (such as low down payment options and flexible credit and income guidelines) that may make it easier for first-time homebuyers to obtain home financing from lenders.
Other types of mortgages
Your interest rate remains the same for the entire loan term
Your monthly payment of principal and interest does not change during the loan term
Adjustable-rate mortgages (ARMs)
Interest rate may change periodically during the loan term
Your monthly payment may increase or decrease based on interest rate changes
For borrowers needing higher loan amounts
Available for primary residences, second or vacation homes and investment properties
Affordable Loan Solution® mortgage
Down payment as low as 3% Footnote [3]
For modest-income borrowers
Real Estate Center
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When you're considering buying a home, the amount of your down payment plays an important role.
How much should you put down?
When you're considering buying a home, the amount of your down payment plays an important role.
How much should you put down?
Buying a home for the first time? We can help you avoid common mistakes.
Tips for first-time homebuyers
Buying a home for the first time? We can help you avoid common mistakes.
Tips for first-time homebuyers
Lending Specialist
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